How to Improve Your Credit Score and Strengthen Your Home-Buying Power
Even modest improvements in your credit score can have a big impact on how much home you can afford and how much you’ll pay over time. For anyone preparing to buy, improving your credit is one of the smartest financial steps you can take.Why Your Credit Score Matters in Home Buying Your credit score
How to Actually* Save for a Down Payment
Buying a home is a big financial move, and it all starts with one key step: coming up with a down payment. That chunk of change might feel out of reach right now, but the truth is, most buyers don’t put 20% down—and you probably don’t need to either. In fact, according to a recent Zillow survey, 72
This Tax Rule Hasn’t Changed Since 1997—and It’s Hurting the Market Today
There’s a big reason today’s housing inventory is so tight, and it’s not just mortgage rates—it’s taxes. Specifically, a decades-old capital gains tax rule that hasn’t kept pace with home values. It’s quietly locking people into homes they might otherwise sell. Here’s what’s going on. Right now, wh
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