"Portable Mortgages": Breaking the Rate Lock
For the past several years, many homeowners have found themselves in a golden cage of sorts. They are holding a once-in-a-lifetime 3% mortgage rate (or less) while today’s market averages remain significantly higher. This "locked-in effect" has stifled local inventory, but a new government proposal
New Era of Homebuying: Understanding Indiana's Required Buyer Agency Contract
As a homebuyer in Indiana, the way you work with your real estate advisor has undergone a significant change. Effective July 1st 2024, Indiana now requires a written Buyer Agency Contract to be signed before an agent can perform certain agency services, such as drafting an offer adn touring homes.
How to Improve Your Credit Score and Strengthen Your Home-Buying Power
Even modest improvements in your credit score can have a big impact on how much home you can afford and how much you’ll pay over time. For anyone preparing to buy, improving your credit is one of the smartest financial steps you can take.Why Your Credit Score Matters in Home Buying Your credit score
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