
How to Structure Seller Concessions to Net More Than a Price Cut
Two nearly identical listings sat on the same street. Same floor plan, same square footage, same school district, and listed within a week of each other at almost the same price. When showings slowed down, the first seller responded the way most do: with a $15,000 price cut. The listing sat anyway.

To-Dos: Your Home Checklist | JULY
Fireworks, swimming and clambakes. With summer in full swing, the month of July can seem to zip by. Make the most of your month with these to-dos. --- Laura Gaskill, Houzz Contributor 1. Clean porch lights. 2. Unfurl a flag for the Fourth. 3. Check safety devices. 4. Care for furry friends. 5. Cl

Rate vs. APR: Why the Lowest Rate Isn’t Always the Best Deal
When you’re shopping for a mortgage, it’s easy to fixate entirely on the interest rate. While that number dictates a huge chunk of your monthly payment, it doesn't give you the whole picture. To find out what a loan is actually costing you over time, you need to look at the APR (Annual Percentage Ra
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