• Three Reasons Why Housing Demand Is Likely to Remain Strong,Jeff Landers

    Three Reasons Why Housing Demand Is Likely to Remain Strong

    Your Guide to the Housing & Mortgage Markets"HOUSEHOLD HEADSHIP" RATES ARE SOARING: HERE'S HOW IT IMPACTS HOUSING DEMAND 1 - "HOUSEHOLD HEADSHIP" RATES ARE SOARINGThe number of individuals who are forming their own households has soared in recent years, and the trend is likely to continue according

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  • Three Ways Buyers Benefit from Seller-Paid Points,Jeff Landers

    Three Ways Buyers Benefit from Seller-Paid Points

    Here's a great negotiating strategy for a changing market. "Seller-paid points" are where the seller pays points to reduce the interest rate on your mortgage. One point = 1% of the loan amount paid up front to your mortgage lender at the closing. This buys you a lower interest rate on your mortgage

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  • Two New Reasons To Sell Now Vs. Later,Jeff Landers

    Two New Reasons To Sell Now Vs. Later

    The government is driving up housing costs...again.   1 - The Government's New Rule The FHFA, which is the government agency that oversees Fannie Mae and Freddie Mac, decided that lenders must charge higher fees and interest rates to homebuyers who have a debt-to-income ratio greater than 40%. The d

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