Three Ways Buyers Benefit from Seller-Paid Points

Here's a great negotiating strategy for a changing market. "Seller-paid points" are where the seller pays points to reduce the interest rate on your mortgage. One point = 1% of the loan amount paid up front to your mortgage lender at the closing. This buys you a lower interest rate on your mortgage

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Two New Reasons To Sell Now Vs. Later

The government is driving up housing costs...again.   1 - The Government's New Rule The FHFA, which is the government agency that oversees Fannie Mae and Freddie Mac, decided that lenders must charge higher fees and interest rates to homebuyers who have a debt-to-income ratio greater than 40%. The d

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