How to Actually* Save for a Down Payment
Buying a home is a big financial move, and it all starts with one key step: coming up with a down payment. That chunk of change might feel out of reach right now, but the truth is, most buyers don’t put 20% down—and you probably don’t need to either. In fact, according to a recent Zillow survey, 72%
This Tax Rule Hasn’t Changed Since 1997—and It’s Hurting the Market Today
There’s a big reason today’s housing inventory is so tight, and it’s not just mortgage rates—it’s taxes. Specifically, a decades-old capital gains tax rule that hasn’t kept pace with home values. It’s quietly locking people into homes they might otherwise sell. Here’s what’s going on. Right now, whe
What No One Tells You About Owning Your First Home (But Should)
Almost every homeowner has a story. Ask them how they felt the day they closed on their first home, and you’ll likely get a huge smile and a story full of excitement and pride. But fast forward a few months (or years), and that same homeowner will probably share the other side of the story — the thi
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