Which Home Improvements Pay Off?
In the first year my husband and I lived in our house, we spent almost $20,000 on home improvements. When we set that money aside at the beginning of the year, we dreamed about granite counters and steam showers; what we ended up with was a new furnace, new gutters, a drainage system to keep the ba
The Important Differences Between Price and Value
One of Warren Buffett's most famous quotes (via Benjamin Graham) is, "Price is what you pay; value is what you get." It's an idea that largely guides his investment decisions and one that he has used to achieve an unparalleled level of success. What exactly does this quote mean, though, and how can
Can You Use Gifted Money As a Down Payment?
Often, first-time homebuyers may get gifts from family members to put toward their down payment, but there are stipulations. A mortgage lender will consider a few things, typically when you receive money as a gift for your down payment. First, they’ll look at the amount of the gift. Second, lenders
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